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Academic Lending Center
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Still deciding if consolidating your student loans is right for you?

The Benefits of Student Loan Consolidation - Why It's Important To YOU
  • Lower monthly payments: Consolidating your student loans enables you to combine your monthly payments into one payment - lowering your monthly payment up to 45%!
  • Borrower Benefits: The Academic Lending Center offers one of the most comprehensive consolidation packages in the industry - reducing your interest rate up to an additional .25%! Click here to go to Borrower Benefits.
  • One payment, One lender: If your loans are with different lenders, you are probably writing several checks a month. Student Loan Consolidation combines your payments into ONE monthly payment. You will have only one check to worry about each month!
  • Increased cash flow: With reduced monthly payments you will have extra cash on hand! Click here to go to savings chart.
  • Fixed Interest Rate: Stafford loans disbursed prior to July 1, 2006 have variable interest rates that are adjusted annually. When you consolidate, you will have a fixed interest rate for the life of the loan.
  • Four Easy Repayment Options: the Academic Lending Center offers flexible repayment options. We will work with you to manage your consolidated loan.
  • No prepayment penalties: ALC allows you to pay off your loan at any time, providing you with the flexibility needed to manage your repayment schedule
  • No fees or credit checks - it's FREE: There is no fee to apply to consolidate with the Academic Lending Center! Click here to see if you are eligible.
Let the Academic Lending Center help you save money on your student loans.
Complete an application online or call us toll free today at 1-800-798-0779. Our Education Loan Counselors are available 24 hours a day, 7 days a week to answer your questions and discuss your loan application.